Kisan Card and Livestock Card Scheme 2025 – Empowering Farmers with Interest-Free Loans
If you’re a farmer in Punjab struggling with rising input costs, feed shortages, or lack of access to credit, the Kisan Card and Livestock Card Scheme 2025 might be the breakthrough you’ve been waiting for. Launched under the leadership of Chief Minister Maryam Nawaz Sharif, these two flagship programs aim to uplift both crop growers and livestock farmers through interest-free loans, digital access to subsidies, and smart financial tools.
Whether you raise wheat or buffaloes, this guide will walk you through everything you need to know—how to apply, who qualifies, and how these cards are changing lives across Punjab.
Quick Summary – Kisan Card & Livestock Card Scheme 2025
| Feature | Kisan Card | Livestock Card |
| Launched By | CM Punjab Maryam Nawaz Sharif | CM Punjab Maryam Nawaz Sharif |
| Target Group | Crop farmers | Livestock farmers |
| Loan Amount | Up to Rs. 150,000 | Rs. 135,000–270,000 (based on 5–10 animals) |
| Markup | 0% (Interest-Free) | 0% (Interest-Free) |
| Application Method | Online via punjab.gov.pk or SMS to 8070 | Online via livestock.punjab.gov.pk or SMS to 8070 |
| Distribution Partner | Bank of Punjab | Bank of Punjab |
| Eligibility | Punjab resident, CNIC, registered farmer | Punjab resident, CNIC, 5–10 male calves |
What Is the Kisan Card Scheme?
The Kisan Card and Livestock Card Scheme 2025 is a digital wallet for farmers, offering:
- Interest-free loans up to Rs. 150,000
- Subsidies on fertilizers, seeds, and pesticides
- Direct payments for crop insurance and support programs
- Access to government schemes via a single card
The Punjab government plans to issue 7.5 lakh Kisan Cards by the end of 2025. Farmers can use the card at authorized agri-dealers and banks to make purchases or repay loans.
What Is the Livestock Card Scheme?
The Livestock Card Scheme 2025 is tailored for farmers raising cattle and buffaloes. It provides:
- Interest-free loans of Rs. 135,000 to Rs. 270,000
- Funds for Wanda, silage, and mineral mixtures
- Support for calf fattening and dairy production
- A 4-month loan term with a 1-month grace period
The scheme targets 40,000 to 80,000 farmers, aiming to support over 300,000 animals in its second year.
How to Apply Online – Step-by-Step Guide
For Kisan Card
- Visit punjab.gov.pk
- Click on “Kisan Card Registration”
- Enter CNIC, mobile number, and farm details
- Upload required documents
- Submit and receive confirmation via SMS
Or send an SMS: Type KISAN <space> CNIC and send to 8070
For Livestock Card
- Visit livestock.punjab.gov.pk
- Click on “Livestock Card Registration”
- Enter CNIC, animal details, and contact info
- Upload documents and submit
Or send an SMS: Type PLC <space> CNIC and send to 8070
Required Documents
Before applying, make sure you have:
- CNIC copy
- Proof of land ownership or tenancy (for Kisan Card)
- Animal ownership details (for Livestock Card)
- Mobile number registered under your CNIC
- No prior loan defaults or disqualifications
Real-Life Impact
Gulzaib from Vehari, a wheat farmer, used his Kisan Card to buy fertilizer and seeds on credit. “I didn’t have to borrow from the local dealer at 30% interest. This card saved my season,” he says.
Shabana from Bhakkar, a livestock farmer, received Rs. 270,000 through the Livestock Card. She bought feed and vaccinated her calves. “My animals are healthier, and I’m earning more from milk sales,” she shares.
These stories show how smart financial tools can transform rural livelihoods.
Why Kisan Card and Livestock Card Scheme 2025 Schemes Matter
Agriculture and livestock make up over 60% of Punjab’s rural economy. Yet, most farmers lack access to formal credit. These schemes:
- Reduce dependence on informal lenders
- Improve productivity and animal health
- Digitize subsidy distribution
- Promote financial inclusion in rural areas
It’s not just about loans—it’s about building a resilient farming community.
Latest Updates
- Second Phase of Livestock Card: Registration open from June 15 to June 30, 2025
- Loan Disbursement: Begins after verification and E-CIB clearance
- Mobile App Launch: Punjab Agri Wallet app now available for Kisan Card users
- Women Farmers: Special quota and support available in Kisan Card and Livestock Card Scheme 2025
❓ FAQs – Kisan Card and Livestock Card Scheme 2025
Conclusion:
The Kisan Card and Livestock Card Scheme 2025 are more than just financial tools—they’re a lifeline for Punjab’s hardworking farmers. With interest-free loans, digital access to subsidies, and transparent processes, these schemes are helping rural communities thrive.
If you’re a farmer or livestock owner, don’t miss this opportunity. Apply today, and take control of your future—because every seed planted and every calf raised deserves the support to grow strong.
Also Read: CM Punjab Laptop Scheme 2025 Phase 2 – Free Laptops for Deserving Students
